Universal ID Check

Our Universal ID Check solution provides an authentication service to counter the threat of identity fraud across a range of countries. It provides a solution to help satisfy an organisation’s requirements, to comply with regulators and to address the issue of identity risk.

The solution

The data is authenticated against a number of sources and the results of the Universal ID Check  enquiry are returned. The immediately recognisable results are colour coded to indicate whether only positive confirmations exist (green) or whether only negative confirmations exist (red) or whether there is a mix (amber).  

Universal ID Check can be used alongside other measures associated with assessing the credit risk and other fraud risks e.g. entitlement / eligibility.

This is a solution that allows an organisation to be confident in the identity of individuals that they interact with by:

  • Confirming the structure of data supplied by individuals using automated modulus checks
  • Checking the individual’s geographic locale using geolocation data
  • Checking data supplied by the individual to corroborative sources of electronic data

Key benefits

  • A single solution that covers a wide range of countries
  • The solution can be used by organisations operating within the country principally checking the identity of individuals residing within the country
  • The solution can be used by global and regional organisations checking the identities of individuals emanating from a range of countries
  • Supports all channels that an individual would interact with an organisation: Face to face; On-line; Call Centre; Postal
    Flexible deployment options - online or integrated solutions
    Electronic audit trail and management reports

The service

On the Experian screens the business users can select the country associated with the current residence of the individual who is the subject of the identity check. The screens then provide the appropriate format of name and address and telephone number associated with that particular country.

The users can enter a range of information about the individual including passport details and bank account and sort code information.

Where required the user can select, at the enquiry level, whether to undertake a check of the individual’s name against the Sanctions data and against the Politically Exposed Persons data.

The data is authenticated against a number of sources and the results of the Universal ID Check enquiry are returned. The immediately recognisable results are colour coded to indicate whether only positive confirmations exist (green) or whether only negative confirmations exist (red) or whether there is a mix (amber).

This initial response may result in an immediate action by the user or prompt further  investigation to the next level of detail which will again return positive and negative confirmations as appropriate.

Further details can be investigated to reveal more information regarding the results of the enquiry associated with the particular attribute selected.

The data is displayed on consistent screens to assist rapid and accurate investigation. The user has the ability to print the input and output screens and also save the data to the hard drive of the workstation.

Management Information is available detailing the number of transactions processed.

Universal ID Check is available as an Experian screen based solution or as an XML feed supported by Experian’s fraud consultants.

Within the XML version of the solution your organisation has the ability to send to Experian the IP Address of their customer as they apply on-line for your products or services. This IP address can then be checked to determine whether it emanates from the same country as your customer’s residential address.

Coverage

Andorra

Germany
Australia
Hungary
Austria
Ireland
Belgium
Italy
Canada
Luxembourg
Czech Republic
Netherlands
Denmark
Norway
Finland
Monaco
France
Portugal
Slovakia
Spain
Sweden
Switzerland
United Kingdom
USA

Existing customer login

Experian Consumer Bureau Ireland

Instant online Irish consumer credit reports.

e-consumerview Ireland login
Experian Bureau Consumer UK

Instant online UK and Northern Ireland consumer credit reports.

e-consumerview UK login

Contact Us

Call us on +353 (0) 1 8469200 for more information or submit your details below and we will call you back.

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